Credit Options
Stone Worktops (Web)
Spread the cost of your purchase with online finance
We have a range of special finance deals that provide customers who prefer not to pay the order total at the time of purchase, with an easy and attractive alternative.
Which finance product is right for you?
It is all quite simple. You have the option to choose from 4 different credit products. You can choose either the 10 month interest free option or if you prefer lower payments over a longer period, you can choose one of the classic credit options.
Will I qualify for credit?
You application can be considered if:
- You are over 18 and employed at least 16 hours per week (applications from retired & house persons also welcome)
- You have a good credit history with no late payments, debt relief orders, CCJ’s, IVA’s or bankruptcies
- You are a permanent UK resident and able to supply a UK address history for the last 3 years
How do I buy something via the finance option?
Very easily. Do an instant online quote for your worktops, and on step 3 you can see the different choices available. Finalise the stone you want and any extra options and proceed to step 4 where you will see the Apply Now button for finance. You will be transferred to a secured and encrypted server where you can choose the finance product and fill in the application form. The whole process takes about 10 minutes and everything is done securely online. You will also know if the application has been successful just after 10 seconds at the end of the process.
I have been approved - what happens next?
We proceed with your order. You will already have paid the deposit by credit card upon electing to proceed with the finance package. We then come out to take the measurements of your worktops, manufacture the goods and then install them in your home. Once you are happy with everything and have signed off on the work, your monthly payments will start.
How does the payment work?
The great thing about Interest Free is that the total amount payable is NEVER GREATER than the original CASH PRICE. That means that if you bought your worktops for £1,950 via the 10 month interest free option you will have paid £1,950.00 at the end of the period. Not a penny more. There are also no risks of incurring late charges or having to remember when to pay the instalments - everything is done automatically for you.
Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.
Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com/
